| No. | Item | Definition |
|---|---|---|
| 1. | abstemious | marked by restraint and moderation |
| 2. | austere | severely simple and economical |
| 3. | bare-bones | having only essentials |
| 4. | basic | simple and without extras |
| 5. | budget-conscious | careful about spending limits |
| 6. | budget-minded | focused on staying within budget |
| 7. | calculating | carefully considering costs |
| 8. | canny | careful and shrewd with money |
| 9. | careful | avoiding waste or excess spending |
| 10. | cautious | careful to avoid waste |
| 11. | cheap | unwilling to spend much |
| 12. | closefisted | not willing to spend freely |
| 13. | conservative | cautious and avoiding excess |
| 14. | cost-conscious | aware of and limiting costs |
| 15. | deliberate | done with careful thought |
| 16. | disciplined | showing controlled spending habits |
| 17. | down-to-earth | practical and not showy |
| 18. | economical | using little money or waste |
| 19. | economizing | trying to reduce spending |
| 20. | economy-driven | guided by saving money |
| 21. | economy-minded | concerned with saving money |
| 22. | economy-practicing | actively avoiding waste |
| 23. | efficient | achieving results with little waste |
| 24. | expense-conscious | careful about expenses |
| 25. | farseeing | planning wisely for future |
| 26. | fiscally cautious | careful about financial outlays |
| 27. | fiscally conservative | careful and restrained financially |
| 28. | fiscally prudent | wise and careful financially |
| 29. | fiscally restrained | limited in financial spending |
| 30. | forehanded | prepared and provident |
| 31. | foresighted | thinking ahead about needs |
| 32. | functional | practical rather than decorative |
| 33. | hardheaded | practical and unsentimental |
| 34. | heedful | mindful and careful |
| 35. | homespun | plain, simple, and practical |
| 36. | illiberal | not generous in spending |
| 37. | judicious | showing good practical sense |
| 38. | lean | using only what is necessary |
| 39. | levelheaded | sensible and practical |
| 40. | light-spending | spending only small amounts |
| 41. | living modestly | living without extravagance |
| 42. | living simply | choosing a plain lifestyle |
| 43. | low-spending | spending very little |
| 44. | mean | ungenerous with money |
| 45. | methodical | orderly and careful in use |
| 46. | mindful | carefully attentive and restrained |
| 47. | minimal | very simple and spare |
| 48. | minimalist | favoring simplicity and less |
| 49. | miserly | meanly sparing with money |
| 50. | modest | simple and not showy |
| 51. | money-wise | sensible about money use |
| 52. | near | unwilling to spend freely |
| 53. | niggardly | extremely sparing; ungenerous |
| 54. | no-frills | without extras or luxuries |
| 55. | no-nonsense | practical and avoiding excess |
| 56. | nonextravagant | not excessive in spending |
| 57. | not extravagant | avoiding excessive spending |
| 58. | pared-down | reduced to basic essentials |
| 59. | parsimonious | extremely careful with spending |
| 60. | penny-pinching | extremely careful about small expenses |
| 61. | penny-wise | careful with small amounts |
| 62. | plain-living | living simply and cheaply |
| 63. | plain-vanilla | simple and basic |
| 64. | practical | focused on useful, economical choices |
| 65. | provident | planning carefully for future needs |
| 66. | prudent | showing careful financial judgment |
| 67. | resourceful | making good use of little |
| 68. | restrained | showing controlled, limited spending |
| 69. | saving | inclined to save money |
| 70. | scrimping | spending as little as possible |
| 71. | self-denying | willing to forgo comforts |
| 72. | sensible | practical and not wasteful |
| 73. | simple | plain and not extravagant |
| 74. | spare | plain and without excess |
| 75. | sparing | using only what is needed |
| 76. | spartan | very plain and economical |
| 77. | stingy | unwilling to spend or give |
| 78. | stripped-down | reduced to essentials |
| 79. | thrift-oriented | focused on saving and economy |
| 80. | thrift-practicing | actively living economically |
| 81. | thriftful | showing thrift and economy |
| 82. | thrifty | careful with money and resources |
| 83. | tight | not generous with spending |
| 84. | tightfisted | reluctant to spend money |
| 85. | tightwad | person unwilling to spend |
| 86. | tightwadish | inclined to spend very little |
| 87. | understated | simple and not lavish |
| 88. | unextravagant | not given to lavish spending |
| 89. | ungenerous | not liberal with money |
| 90. | unlavish | not generous or extravagant |
| 91. | unluxurious | not luxurious or costly |
| 92. | unpretentious | simple and without luxury |
| 93. | unwasteful | not wasting money or materials |
| 94. | utilitarian | focused on usefulness over luxury |
| 95. | value-conscious | seeking the best value |
| 96. | value-driven | guided by practical value |
| 97. | wary | cautious about spending |
| 98. | waste-averse | disliking waste or excess |
| 99. | wise | showing good judgment |
| 100. | workmanlike | practical rather than fancy |