Complete the 12 sentences below. Choose the best answer for each one.
1Please read the ............... carefully before you buy the travel insurance.
Wrong!
The correct answer is "policy" because it is the insurance document that explains what is covered.
2My car insurance ............... is lower because I park in a garage at night.
Wrong!
The correct answer is "premium" because it means the amount you pay for insurance.
3After her phone was stolen, Lena had to make a ............... on her home insurance.
Wrong!
The correct answer is "claim" because you make a claim when you ask an insurer to pay for loss or damage.
4In his life insurance, Ahmed named his daughter as the ............... who will receive the money.
Wrong!
The correct answer is "beneficiary" because it means the person who receives money from an insurance policy.
5The repair bill was £800, but I had to pay the first £200 because of the ............... on my policy.
Wrong!
The correct answer is "excess" because it is the amount you must pay yourself before the insurer pays the rest.
6Does this home insurance include flood ............... if the river rises?
Wrong!
The correct answer is "cover" because it means insurance protection for a particular problem or event.
7Before choosing a company, we got a ............... for health insurance online.
Wrong!
The correct answer is "quote" because it is an estimated price for insurance before you buy it.
8The ............... sent us the new policy documents by email.
Wrong!
The correct answer is "insurer" because it means the company that provides the insurance.
9Living near the sea may be a flood ..............., so the home insurance costs more.
Wrong!
The correct answer is "risk" because it means a possible danger that may make insurance more expensive.
10A local ............... helped us compare business insurance from three companies.
Wrong!
The correct answer is "broker" because a broker helps people find and compare insurance policies.
11The travel policy did not cover treatment for a ............... such as his old knee injury.
Wrong!
The correct answer is "pre-existing condition" because it means a health problem you had before the insurance started.
12Because Tom had no accidents for five years, he got a big ............... on his car insurance.
Wrong!
The correct answer is "no-claims bonus" because it is a discount you get after a period without making claims.
Done.
Score: 0/12
Answers
- Please read the policy carefully before you buy the travel insurance.
- My car insurance premium is lower because I park in a garage at night.
- After her phone was stolen, Lena had to make a claim on her home insurance.
- In his life insurance, Ahmed named his daughter as the beneficiary who will receive the money.
- The repair bill was £800, but I had to pay the first £200 because of the excess on my policy.
- Does this home insurance include flood cover if the river rises?
- Before choosing a company, we got a quote for health insurance online.
- The insurer sent us the new policy documents by email.
- Living near the sea may be a flood risk, so the home insurance costs more.
- A local broker helped us compare business insurance from three companies.
- The travel policy did not cover treatment for a pre-existing condition such as his old knee injury.
- Because Tom had no accidents for five years, he got a big no-claims bonus on his car insurance.

