| No. | Item | Definition |
|---|---|---|
| 1. | account | a bank record for money |
| 2. | ACH | electronic bank payment network |
| 3. | alarm | warning system for danger |
| 4. | amount | sum of money involved |
| 5. | application | formal request for service |
| 6. | ATM | machine for basic banking tasks |
| 7. | audit | official review of records |
| 8. | authorize | give official approval |
| 9. | balance | amount of money in account |
| 10. | beneficiary | person receiving funds or benefit |
| 11. | bill | paper money note |
| 12. | branch | local office of a bank |
| 13. | business account | account for company finances |
| 14. | business day | day banks are open |
| 15. | cash | money in bills and coins |
| 16. | cashier’s check | bank-issued guaranteed check |
| 17. | certified check | check guaranteed by the bank |
| 18. | change | smaller money returned back |
| 19. | check | written order to pay money |
| 20. | cleared | processed successfully by the bank |
| 21. | coin | metal money piece |
| 22. | count | determine total amount of money |
| 23. | currency | paper money in circulation |
| 24. | customer | person using bank services |
| 25. | date | day written on document |
| 26. | debit | money taken from an account |
| 27. | decline | refuse a transaction or request |
| 28. | denomination | face value of money |
| 29. | deposit | money placed into an account |
| 30. | direct deposit | automatic deposit into account |
| 31. | discrepancy | difference showing possible error |
| 32. | drawer | cash compartment at teller station |
| 33. | endorse | sign the back of a check |
| 34. | escalate | refer to higher authority |
| 35. | fee | charge for a service |
| 36. | forgery | fake signature or document |
| 37. | form | paper to fill out |
| 38. | fraud | dishonest act for financial gain |
| 39. | funds | money available for use |
| 40. | hold | temporary restriction on funds |
| 41. | identification | document proving who someone is |
| 42. | installment | scheduled partial payment amount |
| 43. | insufficient funds | not enough money available |
| 44. | interest | money earned or owed over time |
| 45. | issue | problem needing attention |
| 46. | joint account | account owned by two people |
| 47. | limit | maximum allowed amount |
| 48. | loan | money borrowed and repaid later |
| 49. | manager | person in charge of branch |
| 50. | maturity | date money becomes due |
| 51. | medallion signature guarantee | special signature verification stamp |
| 52. | memo | note line on a check |
| 53. | micr | magnetic characters on checks |
| 54. | minimum balance | lowest required account amount |
| 55. | money order | prepaid paper payment instrument |
| 56. | notary | official witness for signatures |
| 57. | NSF | not enough money in account |
| 58. | overage | more cash than expected |
| 59. | overdraft | negative balance from overspending |
| 60. | payee | person receiving payment |
| 61. | payer | person making payment |
| 62. | pending | not yet completed |
| 63. | PIN | secret number for account access |
| 64. | policy | official rule or guideline |
| 65. | postdated | dated for a future day |
| 66. | posted | officially recorded to account |
| 67. | power of attorney | legal authority to act |
| 68. | principal | original amount of money |
| 69. | procedure | set way to do something |
| 70. | queue | line of waiting customers |
| 71. | receipt | printed proof of a transaction |
| 72. | reconcile | match records with actual amounts |
| 73. | regulation | official rule from authority |
| 74. | remitter | person sending a payment |
| 75. | returned check | check sent back unpaid |
| 76. | robbery | theft by force or threat |
| 77. | roll | wrapped stack of coins |
| 78. | routing number | bank identification number |
| 79. | safe-deposit box | secure box for valuables |
| 80. | scanner | device reading checks or IDs |
| 81. | security | protection against loss or crime |
| 82. | serial number | unique identifying number |
| 83. | shortage | less cash than expected |
| 84. | signature | person’s written name |
| 85. | stale-dated | too old to cash |
| 86. | statement | record of account activity |
| 87. | stop payment | order preventing check payment |
| 88. | surveillance | watching for safety and crime |
| 89. | teller | bank employee handling transactions |
| 90. | terminal | device processing card payments |
| 91. | transaction | an exchange handled by the bank |
| 92. | transfer | movement of money between accounts |
| 93. | trust account | account held for a trust |
| 94. | validate | confirm as genuine or correct |
| 95. | vault | secure room for valuables |
| 96. | verification | proof that something is true |
| 97. | verify | check for accuracy or truth |
| 98. | wire transfer | electronic transfer of funds |
| 99. | withdraw | take money from an account |
| 100. | withdrawal | money taken from an account |
