| No. | Item | Definition |
|---|---|---|
| 1. | account | place where money is kept |
| 2. | afford | have enough money for |
| 3. | affordable | reasonably priced |
| 4. | allowance | set amount available to spend |
| 5. | annuity | series of regular payments |
| 6. | asset | something valuable you own |
| 7. | automatic transfer | scheduled movement of money |
| 8. | balance | money currently in an account |
| 9. | bank | financial institution for money |
| 10. | bargain | something bought cheaply |
| 11. | bill | amount owed for services |
| 12. | bond | loan investment paying interest |
| 13. | borrow | take money to repay later |
| 14. | budget | plan for spending and saving |
| 15. | budgeting | managing spending by plan |
| 16. | cash | physical money |
| 17. | change | money returned after payment |
| 18. | check | written order to pay money |
| 19. | compare | check differences in prices |
| 20. | compound interest | interest earned on interest |
| 21. | coupon | voucher for a discount |
| 22. | credit | ability to borrow money |
| 23. | cut back | reduce spending |
| 24. | deal | good price or bargain |
| 25. | debit | money taken from account |
| 26. | debt | money owed to others |
| 27. | deductible | amount paid before coverage |
| 28. | deposit | put money into an account |
| 29. | direct deposit | automatic payment into account |
| 30. | discount | reduced price |
| 31. | due date | day payment must arrive |
| 32. | earnings | money made from work |
| 33. | economical | using money carefully |
| 34. | emergency fund | money for unexpected costs |
| 35. | equity | ownership value after debt |
| 36. | essential | truly needed |
| 37. | expense | money spent on something |
| 38. | fee | charge for a service |
| 39. | fixed cost | expense that stays constant |
| 40. | frugal | careful with money |
| 41. | fund | pool of money for purpose |
| 42. | goal | desired saving target |
| 43. | impulse buy | unplanned purchase |
| 44. | income | money received regularly |
| 45. | inflation | general rise in prices |
| 46. | insurance | protection against financial loss |
| 47. | interest | money earned on savings |
| 48. | invest | use money to earn more |
| 49. | investment | money put in for gain |
| 50. | late fee | charge for paying late |
| 51. | lend | give money to be repaid |
| 52. | liability | debt or financial obligation |
| 53. | limit | maximum amount allowed |
| 54. | liquid | easy to turn into cash |
| 55. | loan | money borrowed and repaid |
| 56. | loss | money lost on something |
| 57. | minimum payment | smallest amount due |
| 58. | mortgage | loan for buying a home |
| 59. | need | something necessary to buy |
| 60. | nest egg | savings for the future |
| 61. | net worth | assets minus liabilities |
| 62. | overdraft | negative account balance |
| 63. | overspend | spend more than intended |
| 64. | owe | need to pay money |
| 65. | pay | give money owed |
| 66. | paycheck | money paid for work |
| 67. | penalty | extra cost for breaking rules |
| 68. | principal | original amount of money |
| 69. | priority | most important spending need |
| 70. | profit | money gained after costs |
| 71. | prudent | wise and careful financially |
| 72. | put away | save money gradually |
| 73. | rainy-day fund | money for hard times |
| 74. | rebate | partial money return after purchase |
| 75. | refund | money returned after payment |
| 76. | reimburse | pay back money spent |
| 77. | rent | payment to live somewhere |
| 78. | reserve | money kept for need |
| 79. | retirement | time after working life |
| 80. | return | money gained from investment |
| 81. | salary | fixed yearly work pay |
| 82. | sale | period of reduced prices |
| 83. | save | keep money instead of spending it |
| 84. | saver | person who regularly saves money |
| 85. | saving | money kept for future use |
| 86. | savings | money set aside |
| 87. | set aside | keep money for later |
| 88. | shop around | look for better prices |
| 89. | spending | use of money to buy |
| 90. | statement | record of account activity |
| 91. | thrifty | good at avoiding waste |
| 92. | transfer | move money between accounts |
| 93. | value | worth compared with cost |
| 94. | variable cost | expense that can change |
| 95. | wage | pay for labor |
| 96. | want | something desired, not needed |
| 97. | waste | use money carelessly |
| 98. | wasteful | careless with money use |
| 99. | withdraw | take money out |
| 100. | yield | income produced by savings |
