| No. | Item | Definition |
|---|---|---|
| 1. | adjust your budget | change the spending plan |
| 2. | be in the black | have money remaining |
| 3. | be in the red | owe more than available |
| 4. | be on a budget | limit spending carefully |
| 5. | be worth the money | justify the price |
| 6. | blow the budget | spend beyond the limit |
| 7. | bring in money | earn income |
| 8. | budget for bills | plan money for bills |
| 9. | budget for rent | plan money for rent |
| 10. | budget for travel | plan money for trips |
| 11. | build savings | increase saved money |
| 12. | carry a balance | keep unpaid card debt |
| 13. | cash out | take money from investment |
| 14. | chip in | contribute some money |
| 15. | come in under budget | spend less than planned |
| 16. | cough up | pay money reluctantly |
| 17. | count the pennies | watch small expenses closely |
| 18. | cover the cost | pay the expense |
| 19. | cut back on spending | spend less money |
| 20. | cut costs | reduce expenses |
| 21. | cut your losses | stop further financial loss |
| 22. | default on a loan | fail to repay loan |
| 23. | dip into savings | use saved money |
| 24. | draw up a budget | prepare a budget |
| 25. | drive a hard bargain | negotiate strongly on price |
| 26. | earn a living | make enough money |
| 27. | fall behind on bills | be late paying bills |
| 28. | foot the bill | pay the total cost |
| 29. | fork out | pay unwillingly |
| 30. | get a good deal | buy at a good price |
| 31. | get your money’s worth | receive good value |
| 32. | go broke | lose all money |
| 33. | go over budget | spend more than planned |
| 34. | haggle over the price | negotiate the cost |
| 35. | have money left over | remain after spending |
| 36. | hunt for deals | search for discounts |
| 37. | keep a budget | maintain a spending plan |
| 38. | keep an eye on prices | watch price changes |
| 39. | keep costs down | prevent expenses rising |
| 40. | keep spending in check | control expenses |
| 41. | keep up with payments | pay on schedule |
| 42. | live paycheck to paycheck | have little money buffer |
| 43. | live within your means | spend no more than earned |
| 44. | look for bargains | seek low prices |
| 45. | lose money | have a financial loss |
| 46. | make a payment | pay some money |
| 47. | make a profit | earn more than spent |
| 48. | make ends meet | have just enough money |
| 49. | make money | earn or gain money |
| 50. | manage money | handle finances wisely |
| 51. | max out a credit card | reach card limit |
| 52. | miss a payment | fail to pay on time |
| 53. | money down the drain | wasted money completely |
| 54. | overspend on | spend too much on |
| 55. | pay by installments | pay in smaller parts |
| 56. | pay down debt | reduce debt gradually |
| 57. | pay in full | pay the whole amount |
| 58. | pay interest | owe borrowing charges |
| 59. | pay late fees | owe penalties for lateness |
| 60. | pay off debt | clear money owed |
| 61. | pay on time | make payment by deadline |
| 62. | pay the balance | clear amount due |
| 63. | pay through the nose | pay far too much |
| 64. | pay upfront | pay before receiving |
| 65. | pick up the tab | pay for others |
| 66. | pinch pennies | be extremely frugal |
| 67. | plan your spending | decide expenses in advance |
| 68. | put away money | save money regularly |
| 69. | rack up debt | accumulate money owed |
| 70. | rein in spending | reduce uncontrolled spending |
| 71. | review your budget | check the plan again |
| 72. | run out of money | have no money left |
| 73. | run up a bill | accumulate a large charge |
| 74. | save every penny | save all possible money |
| 75. | save for a rainy day | save for emergencies |
| 76. | save money | keep money instead of spending it |
| 77. | save on groceries | spend less on food |
| 78. | save up | collect money over time |
| 79. | set a budget | create a spending plan |
| 80. | set money aside | reserve money for later |
| 81. | settle a bill | pay what is owed |
| 82. | shell out | pay a lot reluctantly |
| 83. | shop around | compare prices before buying |
| 84. | spend a fortune | spend a lot of money |
| 85. | spend wisely | use money carefully |
| 86. | splash out | spend freely on something |
| 87. | split the bill | share the cost |
| 88. | stick to a budget | follow a spending plan |
| 89. | stretch your budget | make money go further |
| 90. | take on debt | accept borrowed money owed |
| 91. | take out a loan | borrow money formally |
| 92. | take stock of finances | review money situation |
| 93. | throw money away | waste money badly |
| 94. | tighten your belt | spend less money |
| 95. | track expenses | monitor spending regularly |
| 96. | trim expenses | reduce spending |
| 97. | waste money | spend money carelessly |
| 98. | watch every penny | monitor all spending carefully |
| 99. | watch your spending | be careful with expenses |
| 100. | work out a budget | develop a spending plan |
