| No. | Item | Definition |
|---|---|---|
| 1. | 401(k) | workplace retirement savings plan |
| 2. | account | a bank or financial record |
| 3. | afford | have enough money for |
| 4. | annual | happening once each year |
| 5. | APR | yearly borrowing cost rate |
| 6. | arrears | money overdue and unpaid |
| 7. | autopay | automatic bill payment setup |
| 8. | balance | amount left in an account |
| 9. | bill | an amount you must pay |
| 10. | bonus | extra money beyond regular pay |
| 11. | borrow | take money to repay |
| 12. | budget | a plan for spending money |
| 13. | buffer | extra money for safety |
| 14. | cash | physical money in hand |
| 15. | charge | ask money for something |
| 16. | claim | request for insurance payment |
| 17. | copay | fixed payment for care |
| 18. | cost | amount needed to buy |
| 19. | coupon | voucher for a lower price |
| 20. | credit | ability to borrow money |
| 21. | debt | money owed to others |
| 22. | deductible | amount paid before coverage |
| 23. | deficit | amount less than required |
| 24. | deposit | money put into an account |
| 25. | discount | reduction from the usual price |
| 26. | due | required to be paid now |
| 27. | earn | receive money for work |
| 28. | emergency fund | savings for unexpected costs |
| 29. | equity | owned value after debt |
| 30. | essential | necessary, not optional |
| 31. | estimate | rough calculation of cost |
| 32. | expense | money spent on something |
| 33. | fee | a charge for a service |
| 34. | filing | submitting tax forms |
| 35. | fixed | staying the same amount |
| 36. | forecast | estimate future money amounts |
| 37. | frugal | careful about spending money |
| 38. | fund | pooled money for a purpose |
| 39. | goal | financial target to reach |
| 40. | impulse buy | unplanned purchase made quickly |
| 41. | income | money received regularly |
| 42. | insurance | protection against financial loss |
| 43. | interest | cost of borrowing money |
| 44. | investment | money put in to grow |
| 45. | invoice | bill requesting payment |
| 46. | IRA | individual retirement savings account |
| 47. | late fee | charge for paying late |
| 48. | lend | give money to repay |
| 49. | liability | debt or financial obligation |
| 50. | limit | maximum amount allowed |
| 51. | loan | money borrowed and repaid later |
| 52. | luxury | costly nonessential item |
| 53. | minimum payment | smallest required debt payment |
| 54. | monthly | happening once each month |
| 55. | mortgage | loan for buying property |
| 56. | need | something necessary to buy |
| 57. | net worth | assets minus debts |
| 58. | overdue | late and still unpaid |
| 59. | overspend | spend more than planned |
| 60. | owe | have a debt to pay |
| 61. | paycheck | money paid by employer |
| 62. | payday | day you get paid |
| 63. | payment | money paid toward a cost |
| 64. | penalty | extra charge for breaking rules |
| 65. | premium | insurance payment amount |
| 66. | price | amount charged for something |
| 67. | principal | original amount borrowed or invested |
| 68. | purchase | something bought with money |
| 69. | quarterly | happening every three months |
| 70. | rainy-day fund | money saved for hard times |
| 71. | rate | measured amount or percentage |
| 72. | rebate | partial money back after purchase |
| 73. | receipt | proof that payment was made |
| 74. | recurring | repeating on a regular schedule |
| 75. | refund | money returned after payment |
| 76. | rent | payment for using a home |
| 77. | repay | pay borrowed money back |
| 78. | salary | fixed yearly work pay |
| 79. | sale | period of reduced prices |
| 80. | save | keep money for later |
| 81. | savings | money set aside for later |
| 82. | shortfall | amount below what is needed |
| 83. | spend | use money to buy |
| 84. | statement | record of account activity |
| 85. | surplus | amount more than needed |
| 86. | tax | government charge on money |
| 87. | tip | extra payment for service |
| 88. | track | monitor spending or income |
| 89. | trade-off | choice between competing options |
| 90. | transaction | an exchange involving money |
| 91. | transfer | moving money between accounts |
| 92. | utility | essential household service bill |
| 93. | utilization | share of credit being used |
| 94. | value | worth compared with cost |
| 95. | variable | able to change over time |
| 96. | wage | pay for work done |
| 97. | want | something desired but unnecessary |
| 98. | weekly | happening once each week |
| 99. | withdrawal | money taken from an account |
| 100. | withholding | money kept from pay |