| No. | Item | Definition |
|---|---|---|
| 1. | be good value | be worth the price |
| 2. | be on sale | be sold at discount |
| 3. | be worth the money | justify the price paid |
| 4. | blow money | spend money wastefully |
| 5. | borrow money | get money to repay later |
| 6. | break the bank | cost too much money |
| 7. | budget for | plan spending for something |
| 8. | burn through cash | spend cash very quickly |
| 9. | buy in bulk | purchase large quantities cheaply |
| 10. | buy on impulse | purchase without planning |
| 11. | cash out | convert to cash or withdraw |
| 12. | chip in | contribute money together |
| 13. | claim a refund | ask for money back |
| 14. | comparison shop | compare prices before buying |
| 15. | cost a fortune | be very expensive |
| 16. | cost an arm and a leg | be extremely expensive |
| 17. | cough up | pay money reluctantly |
| 18. | cover the cost | pay the expense |
| 19. | cut back | reduce spending or use |
| 20. | cut costs | reduce expenses |
| 21. | default on a loan | fail to repay a loan |
| 22. | dip into savings | use saved money |
| 23. | downgrade your plan | switch to cheaper service |
| 24. | economize on | use less of something |
| 25. | fall behind on payments | miss scheduled payments |
| 26. | foot the bill | pay the total cost |
| 27. | fork out | pay money unwillingly |
| 28. | freeze spending | temporarily stop spending |
| 29. | get a good deal | buy at a favorable price |
| 30. | get into debt | begin owing money |
| 31. | get money back | receive a refund |
| 32. | get your money’s worth | receive good value |
| 33. | go over budget | spend more than planned |
| 34. | go through savings | use up saved money |
| 35. | hold off on buying | delay a purchase |
| 36. | hold onto your money | avoid spending it |
| 37. | hunt for deals | search for bargains |
| 38. | keep costs down | prevent expenses from rising |
| 39. | lay out money | spend or pay money |
| 40. | lend money | give money to be repaid |
| 41. | limit spending | keep spending under control |
| 42. | live within your means | spend no more than you earn |
| 43. | look for bargains | seek low prices |
| 44. | make a down payment | pay part upfront |
| 45. | mark down | reduce a selling price |
| 46. | max out a card | reach credit limit |
| 47. | miss a payment | fail to pay on time |
| 48. | overspend | spend more than intended |
| 49. | part with money | give up money |
| 50. | pay back | return borrowed money |
| 51. | pay cash | pay with money immediately |
| 52. | pay down debt | reduce what you owe |
| 53. | pay in full | pay the whole amount |
| 54. | pay interest | pay borrowing charges |
| 55. | pay off | clear a debt completely |
| 56. | pinch pennies | be very careful spending |
| 57. | put aside for | reserve money for something |
| 58. | put money away | save money regularly |
| 59. | rack up debt | accumulate a lot of debt |
| 60. | redeem a coupon | use a discount coupon |
| 61. | refinance a loan | replace with cheaper borrowing |
| 62. | rein in spending | control excessive spending |
| 63. | run through money | spend money quickly |
| 64. | run up a bill | accumulate a large charge |
| 65. | save for a rainy day | save for future emergencies |
| 66. | save for college | put money aside for education |
| 67. | save for retirement | put money aside for old age |
| 68. | save money | keep money instead of spending it |
| 69. | save on | spend less on something |
| 70. | save up | accumulate money over time |
| 71. | scrimp and save | save by spending very little |
| 72. | set money aside | reserve money for later |
| 73. | shell out | pay a lot reluctantly |
| 74. | shop around | compare prices before buying |
| 75. | sock money away | save money steadily |
| 76. | spend wisely | use money carefully |
| 77. | splash out | spend freely on something |
| 78. | splurge on | spend a lot on |
| 79. | squirrel money away | hide or save money |
| 80. | stick to a budget | follow a spending plan |
| 81. | stock up on | buy extra for future use |
| 82. | stretch your money | make money go further |
| 83. | take on debt | accept money owed |
| 84. | take out a loan | borrow money formally |
| 85. | throw money away | waste money completely |
| 86. | tighten your belt | spend less than before |
| 87. | track expenses | monitor spending amounts |
| 88. | trade down | buy a cheaper option |
| 89. | trim expenses | reduce spending |
| 90. | use a coupon | apply a discount voucher |
| 91. | use cash | pay with physical money |
| 92. | use up your savings | spend all saved money |
| 93. | value for money | worth the price paid |
| 94. | waste money | spend money foolishly |
| 95. | watch the budget | monitor spending carefully |
| 96. | watch your spending | monitor how much you spend |
| 97. | whittle down debt | reduce debt gradually |
| 98. | wipe out your savings | use up all savings |
| 99. | withdraw savings | take money from savings |
| 100. | work out a budget | create a spending plan |