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100 English Phrases for Borrowing and Lending Things Politely

August 16, 2026

100 English Phrases for Borrowing and Lending Things Politely

No. Item Definition
1. Absolutely, you can use it. Strong permission to use
2. Any chance I could borrow this? Friendly indirect borrowing request
3. Be my guest. Friendly permission to proceed
4. By all means, borrow it. Strong polite permission
5. Can I borrow this? Common request to use it
6. Can I have this for now? Ask to keep temporarily
7. Can I hold on to this? Ask to keep briefly
8. Can you lend me this? Common request to lend
9. Can you let me use this? Ask permission to use
10. Can you loan me this? Common request to lend
11. Can you return it tomorrow? Requests return by tomorrow
12. Can you spare this for a moment? Ask for brief loan
13. Certainly, you may borrow it. Formal permission to borrow
14. Could I borrow this? Polite request to use it briefly
15. Could I get it back later? Asks for later return
16. Could I hang on to this? Ask to keep temporarily
17. Could I have this for a bit? Ask to use briefly
18. Could I keep this till later? Ask to return later
19. Could I possibly borrow this? Extra polite borrowing request
20. Could I take this for now? Polite temporary use request
21. Could I use this for a bit? Polite request for temporary use
22. Could you lend me this? Polite request to lend
23. Could you let me borrow this? Ask permission to borrow
24. Could you loan me this? Ask someone to lend
25. Could you return it by Friday? Polite deadline for return
26. Could you spare this for a bit? Ask to borrow briefly
27. Do you mind if I borrow this? Polite request for permission
28. Feel free to borrow it. Polite permission to borrow
29. Go ahead and take it. Casual permission to take
30. Help yourself. Casual permission to take
31. I can lend it to you. Offers to lend item
32. I can spare it for a while. Can lend temporarily
33. I can’t lend it today. Polite refusal for today
34. I don’t mind lending it. Says lending is fine
35. I need it back by noon. Sets a return deadline
36. I need to hang on to it. Refusal because must keep it
37. I’d be glad to lend it. Warm willingness to lend
38. I’d be happy to lend it. Willingness to lend
39. I’d prefer to keep it with me. Gentle refusal to lend
40. I’d rather not lend it out. Polite refusal to lend
41. I’d rather you didn’t borrow it. Polite request not to borrow
42. I’m afraid I can’t lend it. Formal polite refusal
43. I’m using it at the moment. Refusal because currently needed
44. Is it okay if I borrow this? Casual polite permission request
45. Just bring it back later. Permission with return reminder
46. Just let me know when. Asks for return timing
47. Keep it for now. You may keep it temporarily.
48. Kindly return it soon. Please give it back soon.
49. Lend me a hand with that. Loan that item to me.
50. Let me borrow that. Allow me to use it.
51. Let me have it briefly. Allow me to use it briefly.
52. Make sure it comes back. Please return it afterward.
53. May I borrow this? Formal request to use it
54. May I hang onto it? May I keep it temporarily?
55. May I keep this until tomorrow? Formal short-term borrowing request
56. May I take this for a moment? Formal brief borrowing request
57. May I use this for a moment? Formal request for brief use
58. Mind if I use this? Is borrowing this okay?
59. Mind lending me yours? Would you loan me yours?
60. Much obliged if I may borrow it. Polite request to borrow.
61. Need it back tonight. It must be returned tonight.
62. No problem, you can borrow it. Reassuring permission to borrow
63. No rush returning it. Return time is flexible.
64. No worries, use mine. Casual reassuring permission
65. No, I still need it. Refusal because it is needed.
66. Not available to lend. It cannot be loaned now.
67. Of course, you can borrow it. Friendly permission to borrow
68. Please be careful with it. Polite care reminder
69. Please bring it back soon. Permission with polite reminder
70. Please give it back afterward. Polite request to return
71. Please go ahead and use it. Polite permission to use
72. Please lend it to me. Polite request for a loan.
73. Please return it when finished. Polite request after use
74. Please use it carefully. Handle the borrowed item gently.
75. Please watch over it. Take care of it.
76. Return it when you’re done. Permission with return request
77. Sorry, I need it right now. Polite refusal due to need
78. Sorry, it’s already spoken for. Refusal because promised elsewhere
79. Sorry, not this time. Brief polite refusal
80. Sure thing, borrow it. Very casual permission
81. Sure, you can borrow it. Casual permission to borrow
82. Take good care of it. Asks borrower to be careful
83. Take mine if you like. Friendly offer to borrow
84. That should be fine. Tentative permission response
85. Try not to lose it. Asks borrower to keep safe
86. Use it as long as needed. Allows extended temporary use
87. When can you bring it back? Asks about return time
88. Would it be okay to borrow this? Checks permission to borrow
89. Would you lend me this? Ask someone to lend it
90. Would you let me use this? Polite request to use
91. Would you like to borrow it? Offers item for borrowing
92. Would you loan me this? Polite request for a loan
93. Would you mind lending me this? Very polite lending request
94. Yes, go ahead and borrow it. Encouraging permission to borrow
95. Yes, that’s fine. Simple permission response
96. You can borrow mine. Offers personal item to borrow
97. You can hang on to it. Allows temporary keeping
98. You can use mine. Offers personal item for use
99. You may keep it till tomorrow. Allows short-term borrowing
100. You’re welcome to borrow it. Warm permission to borrow
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